Mortgage Processor II
Location - Ballston Lake, NY 12019
Duration - 12+ months contract with possibility of extension or FTE
Shift - Standard

Note - Position is onsite in Ballston Lake, NY 12019. however open to extend search outside this location for remote employees with experience.

OVERVIEW:
Ensure new loan applications are prepared for processing or underwriting while adhering to standard turn times. Performs a variety of duties, both clerical and technical.

PRIMARY RESPONSIBILITIES:

· Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless positive application experience.

· Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application, including, but not limited to: Verification of Employment, IRS Transcripts, Title Search, appraisal, FHA case assignments.

· Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
Preparation and/or reconciliation of required reports.
Monitor all incoming loan conditions via email, fax or mail.

· Ability to assess documentation provided to mark received in the loan system.
Review system to ensure adherence to all regulatory requirements and guidelines.

· Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.

· Promote an environment that supports diversity and reflects the brand.

· Maintain internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.

· Complete other related duties as assigned.

SCOPE OF RESPONSIBILITIES:

· Work closely with both Internal and External Customers such as co-workers, borrower(s), Loan Officers, Brokers, or Correspondents.

EDUCATION AND EXPERIENCE REQUIRED:

· High School diploma or GED.

· One-year prior clerical, customer service, operations, or financial services industry experience.
Good PC skills with strong knowledge of word processing, spreadsheet and email software programs.

· Ability to make sound decisions based on information provided.

· Knowledge of Product, Investor and Compliance requirements.

· Versatility and flexibility working within an ever changing fast paced mortgage environment.

· Ability to function independently within time constraints.

· Excellent verbal and written communication skills.

· Highly organized.

· Strong attention to detail.

EDUCATION AND EXPERIENCE PREFERRED:

· Associate's degree preferred.