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Sr. Residential Underwriter
Ref No.: 18-02852
Location: Miami, Florida
Position Type:Full Time
Pay Rate : $ 80,000.00 - 100,000.00 /Year
Our Client, a well established financial insititution in Miami, is looking for an experienced Residential Underwriter to join their sharp team. The organization has great culture, offers competitive compensation and a great benefits package. The ideal candidate for the position has great communication & writing skills and provides high-standard services in Residential Lending.

Responsibilities:
• Underwrite credit, capacity, collateral and decision file in accordance with established policies and procedures
• Perform risk analysis on borrowers
• Analyze and review financial statementes and tax returns, and any other sources of income to establish general creditworthiness of potential borrowers
• Recognize and determine qualifying income and standard deductions for salaried, seasonal and bonus, overtime and fixed income along with self-employed borrowers
•  Reviews and analyzes applicable ratio (i.e., Debt, PTI, GMI, & Loan-to- value) 
• Render a credit decision on a borrower's mortgage loan application that evaluates risk, conform to lending guidelines and proper supporting documentation
• Complete required data entry fields in the Loan Origination System

Requirements
- Previous Residential Lending experience
- Excellent written and verbal skills in English

HR@ICS