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Director - Consumer Compliance
Ref No.: 17-03784
Location: Miami, Florida
Position Type:Full Time
Pay Rate : $ 120,000.00 - 140,000.00 /Year
Summary of Responsibilities:
Support the Partners of the Risk Advisory practice in ensuring that effective compliance and corporate governance practices are established and maintained. The Director of Consumer Compliance will ensure adherence to regulatory compliance requirements and is responsible for managing a team of Compliance professionals. Areas include but not limited to Fair Lending, BSA / AML, UDAAP, GLBA, Identity Theft, FCRA, FACTA, ECOA (Reg B), TILA and FTC Credit rules.

Essential Functions:
  • Supports the strategic plans of the business; this position is responsible for the Consumer Compliance function encompassing Regulatory Risk, Fair Lending, Financial Crime Prevention Compliance Audit teams to ensure that policies and processes are appropriate, competitive and consistent with Management's risk appetite.
  • Possesses deep knowledge of bank and non-bank financial institution related regulatory requirements, specifically related to consumer compliance regulations, and industry "best practices” for compliance programs in larger banking or consumer lending organizations.
  • Leads positively in the management of relationships with regulators in all relevant jurisdictions, fostering an environment of mutual trust and respect.
  • Provides leadership and specialist knowledge to business teams on Compliance matters to ensure a culture of compliance and partnership.
  • Leads continued development and initiatives for a robust, cohesive compliance program.
  • Oversees SC's adherence to applicable financial services legislation and regulations, codes of best practice and Santander Group Policies.
  • Assimilates complex regulatory matters, and provide timely advice that leads to pragmatic, commercially viable solutions.

  • Bachelor's degree in a related field, or an equivalent combination of education and experience, required.
  • Prior experience in corporate environment dealing with regulators, auditors and legal counsel is required.
  • Strong foundation and business experience of regulations including Fair Lending, AML, UDAAP, Reg. B, RCRA, BSA/AML and TILA as well as Federal regulations.
  • Ability to act proactively to ensure Compliance risk management is up-to-date and meets the needs of our business.
  • Excellent analytical, technical and problem solving skills, with strong attention to detail.
  • Superior leadership and organizational skills.
  • High ethical standards.
  • Exceptional verbal and written communication, collaboration, and time management skills.
  • Ability to adapt to various work environments, industries, and project schedules.
  • Ability to work effectively in a team environment with all levels of personnel.
  • Ability to maintain confidentiality.